Financing Options

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Energy Efficiency Financing Made Simple

Through our partnership with Clearwater Credit Union, qualified homeowners can access Energy Efficiency Loans designed to improve comfort, reduce energy costs, and support a more sustainable home. This unsecured loan offers terms up to 10 years with competitive rates ranging from 6.9%–8.9%. For example, a $25,000 loan over 120 months at 6.9% results in estimated payments of $289.03 per month. All loans are subject to approval and are insured by NCUA.

Have questions or ready to get started? Call our office today!

Together with Clearwater Credit Union, we make energy-efficient home upgrades more affordable.

Flexible Financing from Synchrony

No Interest if Paid in Full within 18 Months

Take care of your project now and spread payments over time — with no interest as long as the balance is paid in full within 18 months.

  • Predictable monthly payments
  • Great option for larger upgrades
  • No interest when paid on time

11.99% APR Until Paid in Full

Prefer a longer-term option with fixed monthly payments? This plan offers consistent payments at a competitive rate until the balance is paid off.

  • Fixed monthly payments
  • No payoff deadline pressure
  • Easy budgeting over time

5.99% APR Until Paid in Full

Looking to pay things off faster and save on interest? This short-term plan offers a lower APR with fewer payments.

  • Lower interest rate
  • Faster payoff timeline
  • Ideal for smaller or mid-size projects

Testimonials

Hear From Our Satisfied Customers

Laurie Silk
1 day ago
Henry was amazing! I will definitely be using them again. Thanks Henry for making the situation pleasant!!
Colleen O'Connell
1 day ago
I highly recommend them. Their communication, prompt service, as well as updates while at the house was excellent. Our technician was wonderful!
Sandra Whittecar
2 days ago
Hellgate Plumbing takes professionalism to a higher level. This was the first time using their services & they were amazing from initial phone call(answered by real person) to the professional behavior of our technician-superb. Our new kitchen faucet was installed quickly and works perfectly-give Hellgate Plumbing a call, you won’t be disappointed!
Bryce Kepferle
2 days ago
Super nice guy, did a great job!
Randall Marshall
2 days ago
Kaleigh, Lisa, and Jacob were all professional (and anybody I missed) and attentive to details. Routine a/c service. Completely satisfied with the work and explanation.
Chris Johnson
3 days ago
The entire team at Hellgate is prompt, communicative and totally pro. I highly recommend Hellgate overall. They maintain my high efficiency boiler and take care of all my hvac needs.
Jeff Mountford
5 days ago
Fantastic prompt service. Explained services offered very well. Friendly, professional technicians.
faith dixon
1 week ago
Crew was very professional and informative.
Debra Funk
1 week ago
Caiden did a great job and explained everything perfectly.
Tyler Lind
1 week ago
Overall great experience! Solved my plumbing and AC problems quickly and the technicians were extremely knowledgeable and helpful.
Freya Sargent
2 weeks ago
Excellent service and installation. I highly recommend.
Trude France
2 weeks ago
Andrew was very thorough and explained everything very well.
Your mama
2 weeks ago
Was impressed with Austin, was thorough, informative, fast and nice personality.
Tim Fink
2 weeks ago
on time and the work was done right and quickly.
Michael Pasillas
2 weeks ago
Great service, awesome response time, amazing price tag. Got us squared away on a leak and hooked water to our fridge to accommodate our pups desire for ice cube treats.
Anita Turner
2 weeks ago
Just spent yesterday with Caidan from Hellgate Plumbing and Heating and his electrician sub-contractor, Brody from Hometown Electric. They were polite, friendly and PROFESSIONAL. When they were done they cleaned up after themselves - it was like they were never there. At about 5:30, Caidan realized there was one little wire that was needed for the thernostate to run the new ac. He asked if I wanted him to stay and take another hour to install it or if I wanted him to come back today. I opted for him staying. I spent 30 years in the guest service industry with Holiday Inns and I know customer service when I see it or experience it. Caidan knows and practices Customer Service. Thanks so much Caidan for staying. I can't stress strongly enough that Hellgate Plumbing and Heating, from the people who answer the phones, the sales people (a nod to Andrew) and the installers are just wonderful to work with. They are the perfect example of Customer Service. My thanks to all of you. I am now ready for a "sweat" free summer and will be worry free about my breaker box. The new one is a beautiful sight to see. Brody does amazing work. I would recommend Hellgate Plumbing and Heating and Hometown Electric highly. Just a great experience for a reasonably priced installation.
Nick Hnotchuk
2 weeks ago
Best Hellgate interaction I’ve had to date, and I’ve had alot. They always do great work!
Frank Castorena
3 weeks ago
Great service and expertise! Hellgate delivered on its commitment and provided quality service. With great professional technicians, Sinjun and Abram…. Will use them in the future again!

    Get Assistance Today

    Don't Wait... Call Hellgate

    Responsive and reliable. Help when you need it most. Hellgate Plumbing, Heating and Cooling has provided residents of Missoula, Lolo, Florence, MT, and beyond with reliable and affordable HVAC and plumbing services for over 40 years.